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RBI Repo Rate Cut 2025: How Kalyan Homebuyers Can Save on Home Loans | Sonawane Group

RBI Cuts Repo Rate by 25 Basis Points – What This Means for Homebuyers in Kalyan

Published on: April 9, 2025

The Reserve Bank of India (RBI) has officially reduced the repo rate by 25 basis points, bringing it down from 6.25% to 6.00% in its April 2025 monetary policy meeting. This move comes as part of the RBI's continued efforts to stimulate growth and ease borrowing for consumers.

What Is the Repo Rate and Why Does It Matter?

Repo rate is the interest rate at which the RBI lends short-term funds to commercial banks. A cut in the repo rate reduces the cost of funds for banks, who then lower interest rates on loans, including home loans.

Good News for Home Loan Borrowers

This latest cut will directly benefit homebuyers by lowering EMIs on their housing loans. Let's look at a practical example:

EMI Comparison: Before and After Rate Cut

Loan Amount Old Rate (8.5%) EMI New Rate (8.25%) EMI Monthly Savings
₹50,00,000 ₹43,391 ₹42,825 ₹566
₹30,00,000 ₹26,035 ₹25,695 ₹340
Over a 20-year tenure, this could save you more than ₹1.35 lakh on a ₹50L loan.

How Does This Affect Homebuyers in Kalyan?

The reduced cost of borrowing makes this a perfect time to invest in real estate. For those looking to buy 2 BHK flats in Kalyan, especially in developing areas like Kalyan East, the timing couldn't be better.

At Sonawane Group, our flagship projects like Krishna Trident , Krishna Anand and Gold Class offer a perfect blend of affordability, location, and lifestyle.

Conclusion

The RBI's rate cut is a clear indicator that now is a great time to buy property. With home loan EMIs becoming lighter on your pocket, this move adds further motivation to make your dream home a reality.

Need help selecting a property? Contact our sales team for expert guidance.